Terms & Conditions
Effective Date: 4.20.17
Welcome to Marsha Hammond Insurance. By accessing or using this website, you agree to the following Terms & Conditions. If you do not agree, please do not use this site.
1. Use of This Website
This website is intended for informational purposes only. You agree to use this site lawfully and not for any unauthorized or harmful activity.
2. No Professional Advice
The content on this website is provided for general informational purposes and does not constitute insurance, legal, or financial advice. For personalized recommendations, please contact us directly.
3. SMS Consent Communication
- The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes
- Types of SMS Communications: If you have consented to receive text messages from Marsha Hammond Insurance, you may receive messages related to the following: Appointment reminders, and Follow-up messages Example: “Hello, this is a friendly reminder of your upcoming renewal effective [Date]. You can reply STOP to opt out of SMS messaging from Marsha Hammond Insurance at any time
- Message Frequency: Message frequency may vary depending on the type of communication. Example: “Message frequency may vary. You may receive up to 2 SMS messages per week regarding your appointments or account status.”
- Potential Fees for SMS Messaging: Please note that standard message and data rates may apply, depending on your carrier’s pricing plan.
- Opt-In Method: You may opt-in to receive SMS messages from Marsha Hammond Insurance in the following ways: By submitting an online form.
- Opt-Out Method: You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive.
- Help: If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at marsha@marshahammondins.com
- Standard Messaging Disclosures: Message and data rates may apply. You can opt out at any time by texting “STOP.” For assistance, text “HELP” or visit our [Privacy Policy] and [Terms and Conditions] pages. Message frequency may vary.
4. Insurance Coverage & Quotes
All insurance coverage is subject to underwriting approval, policy terms, and carrier guidelines.
- Quotes provided through this website are estimates only
- Final pricing and coverage may vary based on full application review
- Not all applicants will qualify for coverage
5. Third-Party Insurance Carriers
Marsha Hammond Insurance works with a network of trusted insurance carriers.
- Policies are issued and underwritten by third-party carriers
- Coverage terms, pricing, and claims handling are determined by the issuing carrier
- We do not guarantee specific coverage outcomes
6. Limitation of Liability
Marsha Hammond Insurance is not liable for any direct, indirect, or incidental damages resulting from:
- Use of this website
- Reliance on information provided
- Inability to access the site
Use of this website is at your own risk.
7. Intellectual Property
All content on this website—including text, branding, logos, and design—is the property of Marsha Hammond Insurance and may not be copied, reproduced, or distributed without written permission.
8. Privacy
Your use of this website is also governed by our Privacy Policy. Please review it to understand how your information is collected and used.
9. Changes to These Terms
We reserve the right to update or modify these Terms & Conditions at any time. Changes will be posted on this page with an updated effective date.
10. Contact Information
If you have any questions regarding these Terms & Conditions, please contact:
Marsha Hammond Insurance
(214) 217-8716
marsha@marshahammondins.com
6136 Frisco Square Blvd, Suite [Your Suite], Frisco, TX
